Microfinance Bank provides micro loans to individuals and small businesses. These individuals and small
businesses tend to go for loans to be able to pay for the purchase of real estate and othertransactions. This
demand in turn makes the microfinance bank business a recession-proof business.
According to industry reports, the stages of growth and development of a microfinance industry are usually
classified into four segments, for ease of analysis. These are the pioneer stage, the breakout stage, the
consolidation stage and the maturity stage.
The requirements for the survival of an industry at each of the
different stages of development may differ significantly. And so are the nutrients and corrective action in case
The CICC Microfinancing Bank Business Plan is available upon request, for potential Investors only.